Finance solutions
Mercedes-Benz Financial is made to measure.
If you've ever imagined driving a Mercedes-Benz, our tailored finance package will help you achieve that dream. Whether you are leasing or financing, our comprehensive product range means you can find the ideal financial solution for your needs.
Finance solutions
Mercedes-Benz Financial is made to measure.
If you've ever imagined driving a Mercedes-Benz, our tailored finance package will help you achieve that dream. Whether you are leasing or financing, our comprehensive product range means you can find the ideal financial solution for your needs.
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Consumer Loan
Fixed instalments over the entire term: Consumer Loan
![Parents and their daughter are delighted with a finance offer]( "Mercedes-Benz finance options")
Fixed instalments over the entire term: Consumer Loan
We understand that every Mercedes-Benz customer is different, so our finance is as flexible as you need it to be.
Decide the amount you would like to put down as a deposit on your chosen car and agree the term of your agreement. Throughout the term of your engagement you pay regular instalments over the agreed term until the remainder of its value is repaid. Depending on your situation you can decide to include a final 'balloon payment', which is a lump sum, at the end of the term.
Benefits:
- Build equity in your vehicle over the term of your choice
- Structure your deposit, final balloon, payment and term to suit your needs
- Final balloon payment may be refinanced
- Manage your account 24/7 with myFinance
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Business Loans
Business loans
![A couple stand next to the car they are financing]( "Mercedes-Benz Standard Finance")
Business loans
At Mercedes-Benz Financial we understand the complexities of running a modern-day business, but did you know you can get much more than just company cars from us, we offer a variety of finance agreements that suit both you and your business.
If you are considering buying a new car for your business and require a business loan, you have a choice of two options: to lease or buy the new car. When making a decision to lease or buy a business vehicle you must consider your business financial situation and review your priorities.
Benefits:
- Part of a complete financial solution, including insurance
- Complete ownership of your Mercedes-Benz at the beginning of the contract
- Potential tax benefits for business customers
- Flexibility to structure your payments to suit your business
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Finance Lease
A flexible leasing option for your business
![The parents and their child get into the van, which they are paying for with final instalment finance]( "Mercedes-Benz final instalment finance")
A flexible leasing option for your business
A Lease Agreement gives your business immediate use of the vehicle with minimal outlay. It enables you to potentially benefit from certain tax advantages due to the different ownership transfer in comparision to "purchase contracts". Though, we recommend you seek independent financial and/or taxation advise as to what tax implications apply to you. Rentals are fixed for the term of the lease, with a final payment based on the residual value.
Benefits:
- Part of a complete financial solution, including insurance
- Potential tax benefits for business customers
- Minimal or no outlay required, thus freeing up cash for other purposes
- Unlimited kilometres and no refurbishment costs
- Incorporating a residual payment means payments are kept low, making it more affordable
*Mercedes-Benz Financial is a business name of Mercedes-Benz Financial Services New Zealand Limited (MBFSNZ). Standard MBFSNZ credit assessment and lending criteria, documentation and PPSR fees apply. See your preferred Mercedes-Benz dealer for full terms and conditions.
