Mercedes-Benz Financial

Drive your dream car today.

Finance solutions


Mercedes-Benz Financial is made to measure.

If you've ever imagined driving a Mercedes-Benz, our tailored finance package will help you achieve that dream. Whether you are leasing or financing, our comprehensive product range means you can find the ideal financial solution for your needs.

Finance solutions


Mercedes-Benz Financial is made to measure.

If you've ever imagined driving a Mercedes-Benz, our tailored finance package will help you achieve that dream. Whether you are leasing or financing, our comprehensive product range means you can find the ideal financial solution for your needs.

  • Consumer Loan

    Fixed instalments over the entire term: Consumer Loan

    A couple stand next to the car they are financing

    Fixed instalments over the entire term: Consumer Loan

    We understand that every Mercedes-Benz customer is different, so our finance is as flexible as you need it to be.

    Decide the amount you would like to put down as a deposit on your chosen car and agree the term of your agreement. Throughout the term of your engagement you pay regular instalments over the agreed term until the remainder of its value is repaid. Depending on your situation you can decide to include a final 'balloon payment', which is a lump sum, at the end of the term.

    Benefits:

    • Build equity in your vehicle over the term of your choice
    • Structure your deposit, final balloon, payment and term to suit your needs
    • Final balloon payment may be refinanced
    • Manage your account 24/7 with myFinance
  • Business Loans

    Business loans

    Mercedes-Benz Standard Finance

    Business loans

    At Mercedes-Benz Financial we understand the complexities of running a modern-day business, but did you know you can get much more than just company cars from us, we offer a variety of finance agreements that suit both you and your business.

    If you are considering buying a new car for your business and require a business loan, you have a choice of two options: to lease or buy the new car. When making a decision to lease or buy a business vehicle you must consider your business financial situation and review your priorities.

    Benefits:

    • Part of a complete financial solution, including insurance
    • Complete ownership of your Mercedes-Benz at the beginning of the contract
    • Potential tax benefits for business customers
    • Flexibility to structure your payments to suit your business
  • Finance Lease

    A flexible leasing option for your business

    Parents and their daughter are delighted with a finance offer

    A flexible leasing option for your business

    A Lease Agreement gives your business immediate use of the vehicle with minimal outlay. It enables you to potentially benefit from certain tax advantages due to the different ownership transfer in comparision to "purchase contracts". Though, we recommend you seek independent financial and/or taxation advise as to what tax implications apply to you. Rentals are fixed for the term of the lease, with a final payment based on the residual value.

    Benefits:

    • Part of a complete financial solution, including insurance
    • Potential tax benefits for business customers
    • Minimal or no outlay required, thus freeing up cash for other purposes
    • Unlimited kilometres and no refurbishment costs
    • Incorporating a residual payment means payments are kept low, making it more affordable
  • Insurance

    Mercedes-Benz Insurance understands what it means to trust your equipment

    Parents and their daughter are delighted with a finance offer

    Mercedes-Benz Insurance understands what it means to trust your equipment

    Mercedes-Benz Insurance protects you and your car as completely as our vehicles are designed to protect you. You can be assured of absolute peace-of-mind, expert care, and a genuine commitment to helping maintain the safety, performance and value of your car.

    • Immediate Cover
    • Three years New Vehicle Replacement
    • Third Party Liability Cover
    • Used Vehicle Price Guarantee
    • Authorised Repair Network
    • 24 Hour Assistance - Phone 0800 506 606

    *Insurance arranged by AON New Zealand; Underwritten by NZI, a business division of IAG New Zealand Limited. Refer to the appropriate insurance policy for specific details of cover, terms and conditions. The insurer reserves the right not to accept certain vehicles and the right to issue the insurance policy subject to certain exlusions, conditions and limitations.  

*Mercedes-Benz Financial is a business name of Mercedes-Benz Financial Services New Zealand Limited (MBFSNZ). Standard MBFSNZ credit assessment and lending criteria, documentation and PPSR fees apply. See your preferred Mercedes-Benz dealer for full terms and conditions.

Good reasons to finance your Mercedes.

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Ease and Convenience

Enjoy a hassle free experience with Mercedes-Benz Financial. We will take care of you and your finance needs from the beginning of your journey, all the way until your finance contract comes to an end.
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Full control of costs and a high level of flexibility

Pay for your Mercedes-Benz in manageable monthly instalments - until the vehicle belongs to you at the end of the contract period or you select a new car.
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Confidence

We are a member of the Financial Services Federation. The Financial services Federation is New Zealand's largest member based industry organisation for financial institutions. Members of the Federation provide financing, investment, banking and insurance services to over 750,000 New Zealanders.

Finance made simple


Apply for finance in minutes

The dream of owning your own Mercedes-Benz car is now even easier thanks to the Mercedes-Benz Financial Online Finance Application. This simple process lets you know within 48 hours whether you qualify for finance through Mercedes-Benz Financial Services.

Finance made simple


Apply for finance in minutes

The dream of owning your own Mercedes-Benz car is now even easier thanks to the Mercedes-Benz Financial Online Finance Application. This simple process lets you know within 48 hours whether you qualify for finance through Mercedes-Benz Financial Services.

    How to E-sign your contract with Mercedes-Benz Financial Services

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    How to finance your Mercedes-Benz with Mercedes-Benz Financial Services

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    Financing FAQ


    Questions and answers on Mercedes-Benz Financial

    You will find an overview of the most important information here.

    Financing FAQ


    Questions and answers on Mercedes-Benz Financial

    You will find an overview of the most important information here.

      • Should I finance or lease my car?

        Should I finance or lease my car?

        There are many ways to achieve mobility. The one that suits you best depends on your needs and wishes.

         

        The most common form of purchasing a vehicle: you pay for your new or used car all at once and own the vehicle straight away.

         

        If you do not want to tie yourself to a vehicle in the long term then a business lease may be the best way for you to a new or used car. Leasing means you retain your liquidity and flexibility – and you will always be driving exactly the car that suits you at that particular moment on time.

      • How long would it take for my Online Finance Application to be approved?

        How long would it take for my Online Finance Application to be approved?

        Mercedes-Benz Financial will assess your application and let you know within 48 hours. 

        There may be circumstances where we are unable to approve your application online. That does not necessarily mean you cannot finance your vehicle through Mercedes-Benz Financial. We will let you know by email if we require more information.  

      • I want to finance a car. What documents do I need for this?

        I want to finance a car. What documents do I need for this?

        For consumer credit contracts you will need recent payslips to confirm income, recent utility bill to confirm residential address and copy of drivers license to confirm your identification.
        For business credit contracts you will need all of the documents required for consumer loans. In addition, recent financial information.

      • What are the prerequisites for car financing?

        What are the prerequisites for car financing?

        You must be 18 years of age. In addition, proven payment ability to secure financing with Mercedes-Benz Financial.

      • Who owns the vehicle during the period of car financing?

        Who owns the vehicle during the period of car financing?

        For consumer and business credit contracts the owner of the vehicle is the client and Mercedes-Benz Financial takes the security interest over the vehicle via a charge on the PPSR register (Personal Property Securities Register). For clients who take up business lease, the ownership of the vehicle remains with Mercedes-Benz Financial until the completion of the contract, when the vehicle title of ownership then changes to the client.

      • How do I get in contact?

        How do I get in contact?

        You can talk to the business manager of your preferred Mercedes-Benz dealership.

        Alternatively, send us a message via the contact form link below or call our dedicated customer experience team, committed to providing the highest standard of service to you.

        Customer experience team: 0800 462 369
        Monday to Friday between 8:30am to 5:00pm.

      Customer Online Services


      Manage your account anytime, anywhere.

      myFinance lets you keep track of your Mercedes-Benz financing account anytime, anywhere. You can access myFinance via your desktop or in the palm of your hand by downloading our free myMBFS app, which is currently available on Android.

      With myFinance, you can:

      • View your contract details
      • Access your statement of account
      • View your repayment plan
      • Update contact details
      • Upload forms
      • Contact us

      Customer Online Services


      Manage your account anytime, anywhere.

      myFinance lets you keep track of your Mercedes-Benz financing account anytime, anywhere. You can access myFinance via your desktop or in the palm of your hand by downloading our free myMBFS app, which is currently available on Android.

      With myFinance, you can:

      • View your contract details
      • Access your statement of account
      • View your repayment plan
      • Update contact details
      • Upload forms
      • Contact us

        Customer Online Services

        Mercedes-Benz Leasing

        Access your finance contract details online 24/7 with myFinance

        Contact us

        Financing Online services

        Send us a message via the Contact form link. Alternatively call our dedicated customer care team for assistance on 0800 462 369 Monday to Friday between 8:30am to 5:00pm.

        Online Finance Application

        Online Finance Application

        Apply for finance on-line by picking your preferred Mercedes-Benz that suits your budget.