Packages (including model lines), specifications, features, extras, options and equipment levels are subject to change and subject to availability. Some vehicles or equipment pictured and/or featured may not be available locally. Product changes may have been made since production of this content. Please confirm final details of features prior to purchase.

Finance solutions

Mercedes-Benz Financial New Zealand is made to measure.

If you've ever imagined driving a Mercedes-Benz, our tailored finance package will help you achieve that dream. Whether you are leasing or financing, our comprehensive product range means you can find the ideal financial solution for your needs.

Fixed instalments over the entire term: Consumer Loan.

We understand that every Mercedes-Benz customer is different, so our finance is as flexible as you need it to be.

 

Decide the amount you would like to put down as a deposit on your chosen car and agree the term of your agreement. Throughout the term of your contract you pay regular instalments over the agreed term until the remainder of its value is repaid. Depending on your situation you can decide to include a final 'balloon payment', which is a lump sum, at the end of the term.

 

Benefits:

 

  • Build equity in your vehicle over the term of your choice
  • Structure your deposit, final balloon, payment and term to suit your needs
  • Final balloon payment may be refinanced
  • Manage your account 24/7 with myMBFS
A couple stand next to the car they are financing

Establishment Fee

Up to $295. This fee covers the cost of processing, assessing and approving your finance application.

 

PPSR Registration Fee

$10.35. This is fee is for registering our security interest on the Personal Property Security Register.

 

Early Termination

A creditor’s loss fee will be applied if you early terminate your contract. This fee is to compensate the Lender for any loss suffered by the Lender, should you decide to fully repay all monies owing under your contract before the final repayment is due.

 

Default interest 

Default interest is calculated at the rate of 10% per annum plus the annual interest rate referred to in your contract. If you fail to make any payment on the due date, default interest is payable on the overdue amount from the due date until the date Mercedes-Benz Financial receives full payment of that overdue.

 

Recovery Costs

We will charge you any costs charged by third parties relating to your Consumer Credit Agreement e.g. Legal, Repossession Agent or vehicle repairer.

 

Standard rates, fees and charges applied to Consumer Contracts

Our standard interest rates range from 10.30% to 13.30% per annum and fixed for the whole term of the contract. Interest charged under the contract is calculated by multiplying the unpaid average daily balance outstanding at the due date of each month by the monthly interest rate. The monthly interest rate is calculated by dividing the annual interest rate by 12. Current interest rates are dependent on term, deposit and dealer discretion. Mercedes-Benz Financial normal lending and credit assessment criteria apply. These interest rates are current as at the present day however are subject to change. Please see your authorised dealer for any promotions or special rates available at this time.

Business loans.

At Mercedes-Benz Financial - New Zealand we understand the complexities of running a modern-day business, but did you know you can get much more than just company cars from us, we offer a variety of finance agreements that suit both you and your business.

 

If you are considering buying a new car for your business and require a business loan, you have a choice of two options: to lease or buy the new car. When making a decision to lease or buy a business vehicle you must consider your business financial situation and review your priorities.

 

Benefits:

 

  • Part of a complete financial solution, including insurance
  • Complete ownership of your Mercedes-Benz at the beginning of the contract
  • Potential tax benefits for business customers
  • Flexibility to structure your payments to suit your business
Mercedes-Benz Standard Finance

Mercedes Benz Insurance

There for you with certainty.

Enjoy carefree driving, thanks to excellent insurance cover. Get your dream Mercedes-Benz as well as top-quality insurance and responsive service from a single source. You can design your insurance cover according to your own wishes, so you and your Mercedes-Benz always stay on the safe side.

Two people and a child inside a Mercedes- Benz vehicle.

Finance made simple

Apply for finance in minutes.

The dream of owning your own Mercedes-Benz car is now even easier thanks to the Mercedes-Benz Financial Online Finance Application. This simple process lets you know within 48 hours whether you qualify for finance through Mercedes-Benz Financial New Zealand.

There are many ways to achieve mobility. The one that suits you best depends on your needs and wishes.

 

The most common form of purchasing a vehicle: you pay for your new or used car all at once and own the vehicle straight away.

 

If you do not want to tie yourself to a vehicle in the long term then a business lease may be the best way for you to a new or used car. Leasing means you retain your liquidity and flexibility – and you will always be driving exactly the car that suits you at that particular moment on time.

For consumer credit contracts you will need recent payslips to confirm income, recent utility bill to confirm residential address and copy of drivers license to confirm your identification.

For business credit contracts you will need all of the documents required for consumer loans. In addition, recent financial information.

You must be 18 years of age. In addition, proven payment ability to secure financing with Mercedes-Benz Financial New Zealand.

Feel the confidence

Introducing an enhanced ownership experience.

Confidence – it’s that unmistakable feeling you get behind the wheel of a Mercedes-Benz. Now, we’re bringing that same feeling of comfort and control to every interaction you have with us, whether you’re on the road, at home or in a showroom. Feel confident throughout your journey with Mercedes-Benz, and discover even more choice, convenience and peace of mind.

A person unveiling their new Mercedes-Benz.
Find out more